About Us

What began as a boutique financial planning practice in Vadodara has grown, over eighteen years, into a multi-family office structure with national reach and global capability, serving over 300 families and NRIs across India and abroad, managing ₹350+ crores in assets with the same client-first philosophy that shaped the firm on day one.

Integriti has been through them all: the 2008 global financial crisis, when equity markets lost nearly half their value, and most investors panicked; the 2020 pandemic crash, when portfolios fell 40% in weeks; and the rate volatility of 2022, which blindsided bond and equity investors alike.

In each of these moments, our clients stayed invested. Not because they were immune to fear, but because they had a structured financial plan, a long-term wealth strategy built before the crisis arrived, and a wealth management firm that held steady and communicated clearly when clarity was most needed.

That record is not incidental. It is the product of a process built on disciplined asset allocation, continuous portfolio review, and the kind of calm that comes from having done the work long before the market tests it.

From a single-founder practice to a team of dedicated professionals. From local families to NRIs across the US, UK, UAE, and beyond. From mutual funds and insurance to portfolio management services, alternative investments, GIFT City AIFs, global funds, and family office solutions for Ultra HNIs.

The practice has grown. The philosophy has not moved an inch.

• Times Icons of Vadodara 2020, awarded for distinction in Wealth Management & Financial Education
• Silicon India Magazine, 10 Most Promising Online Financial Companies 2021
• Top 20 Shepreneurs of India 2022, The Entrepreneur Magazine
• Recipient of Asia Pacific level recognition at Citibank, 2004 and 2005
• India-level award recipient, multiple years, Citibank
• Award of Excellency 2012–2013, LIC of India

These are not awards for size. They are awards for the quality of practice, and they represent the judgment of institutions that have evaluated many.

Certified. Accountable. Global Standard.

CFP®, The Highest Global Standard in Financial Planning.

Sonal Kotak holds the CERTIFIED FINANCIAL PLANNER℠ (CFP®) certification, the global gold standard in financial planning, awarded by the Financial Planning Standards Board (FPSB).

CFP® certification is granted only to professionals who have satisfied the rigorous requirements across four dimensions: Education, Examination, Experience, and Ethics. Sonal has agreed to abide by the CFP® Code of Ethics and Professional Responsibility and Financial Planning Practice Standards, obligations that govern every recommendation she makes, every plan she builds, and every client relationship she holds.

The CFP® mark is held by fewer than 3,600 professionals in India. It signals not just technical competence, but a binding commitment to put client interests first, always, a requirement enforced not by intent but by certification standards.

The People Behind the Practice

Depth of Expertise. Continuity of Relationship.

A wealth management firm is only as strong as the relationships its people maintain, year after year, market cycle after market cycle, life event after life event.

Access Beyond the Conventional

Institutional Access. Delivered Personally.

The products that have historically generated the most significant long-term returns, global equities, private equity, structured credit, offshore real estate, GIFT City AIFs, have traditionally been accessible only to institutional investors or the very largest family offices.

Through Integriti Finserv's strategic alliances, our clients access all of this.

A global wealth management firm managing over $5 billion in assets for some of India's largest business families. Through our partnership with Waterfield, clients gain access to a full suite of onshore and offshore investment solutions, global equities, hedge funds, fixed income across developed and emerging markets, and alternative assets, structured for long-term wealth preservation, tax efficiency, and regulatory compliance.

Led by Mr. Viswanathan (Vish) Iyer, Chartered Accountant with more than 25 years of experience in banking and corporate finance. CARIST brings the precision of institutional credit, risk, and capital strategy to our client's most complex financial decisions.

Led by Mr. Vishal Gandhi, FCPL is a real estate investment firm with offices in the UK and Dubai, advising Integriti's Ultra HNI clients on international real estate as a structured asset class within their broader wealth strategy.

The products these partnerships unlock, GIFT City-based AIFs, LRS-compliant offshore investments, global residency by investment programmes, private equity, and structured products, are not available through conventional distribution channels. They require the right relationships, the right compliance infrastructure, and the right level of due diligence.

That is precisely what we bring.